Pickilo

Financial Disclaimer

Plutus Technology LLC (“Company” or “We”) offer access to information and services on our
website or downloadable mobile applications involving financial, investment, and securities
information through use of our website or downloadable mobile applications, www.pickilo.com(collectively, the “Website”). By using the Website, you understand and acknowledge and agree
to be bound by this Financial Disclaimer, our Privacy Policy, and our Terms of Use.

  1. No Warranties or Reliance.
    The Website and the content provided through the Website are provided “as is” and without
    warranties of any kind. The Company makes no warranties, expressed or implied, as to accuracy,
    completeness, or results obtained from any information on the Website or through any content or
    interaction offered on or through the Website. You acknowledge that there are risks associated
    with investing in securities. Loss of principal is possible. A security’s or a firm’s past historical
    investment performance is not a guarantee or predictor of future investment performance. By
    using, accessing or viewing the Website, you hereby acknowledge, understand and agree that
    you shall not rely, whatsoever, on any information, data, graphics, or interactive features
    provided on the Website.
  2. The Company Does Not Provide Legal, Tax, Accounting, Investment or Financial
    Advice; No Fiduciary Duty.

    The Company does not provide legal, tax, accounting, investment or financial advice. The
    content available through the Website is for informational purposes only. You should not
    construe any such information or other material as legal, tax, investment, financial, or other
    advice. Nothing contained on the Website constitutes a solicitation, recommendation,
    endorsement, or offer by us to buy or sell any securities or other financial instruments in this or
    in in any other jurisdiction in which such solicitation or offer would be unlawful under the
    securities laws of such jurisdiction.
    All content on the Website is information of a general nature and does not address the
    circumstances of any particular individual or entity. You understand that no content published on
    the Website constitutes a recommendation that any particular investment, security, portfolio of
    securities, transaction or investment strategy is suitable for any specific person. Nothing on the
    Website constitutes professional and/or financial advice, nor does any information on the
    Website constitute a comprehensive or complete statement of the matters discussed or the law
    relating thereto. You should not and will not rely on the Company as the primary basis for
    making any investment, financial, or tax planning decision(s), plans or the like. You hereby
    agree, acknowledge and warrant that you are solely responsible for all purchases, orders,
    investment, budgetary and any other financial, legal or tax related decisions or actions
    (“Investment Decisions”). You further agree, acknowledge and warrant that any and all
    Investment Decisions are your sole and exclusive determination(s).
    Before making any decision which may have legal, tax, accounting, investment or financial
    ramifications or implications, you agree, warrant and acknowledge that you must and shall
    consult with a duly licensed investment advisor, attorney, certified financial planner, certified
    accountant, attorney, FINRA licensed broker-dealer or registered investment advisor and any
    other appropriate, duly licensed professional for advice and/counsel prior to making any such
    related decision or taking any such related action, whether directly or indirectly related to your
    specific financial, legal, tax or personal status, in all respects.
    The Company is not a fiduciary with respect to any person or plan by reason of providing the
    content and information on the Website. You agree and acknowledge that you are solely
    responsible for conducting legal, accounting or due diligence review. You are hereby advised to
    consult with a licensed legal or accountant professional and investment advisor for any legal, tax,
    insurance, or investment advice.
  3. PLUTUS TECHNOLOGY LLC DOES NOT COLLECT ANY FUNDS (OTHER THAN SUBSCRIPTION
    FEES TO UTILIZE OUR SUBSCRIPTION SERVICES), EXECUTE ANY TRANSACTIONS, PROVIDE ANY
    INVESTMENT ADVICE, OR OTHERWISE ACT AS A BROKER-DEALER, INVESTMENT ADVISER,
    MONEY TRANSMITTER, MONEY SERVICES BUSINESS, BANK ACCOUNT, BROKERAGE ACCOUNT,
    OR OTHER FINANCIAL ACCOUNT. PLUTUS TECHNOLOGY LLC IS IN NO WAY YOUR AGENT,
    ADVISOR, OR CUSTODIAN, AND WE DO NOT HAVE A FIDUCIARY RELATIONSHIP OR
    OBLIGATION TO YOU REGARDING ANY OTHER DECISIONS OR ACTIVITIES THAT YOU EFFECT
    WHEN USING OUR SERVICES. PLUTUS TECHNOLOGY LLC MERELY PROVIDES A SOCIAL
    INFORMATION PLATFORM AND, IF APPLICABLE, PROVIDES A FACILITY FOR YOU TO
    COMMUNICATE WITH THIRD-PARTY ANALYSTS. WE ARE NOT RESPONSIBLE FOR ANY
    ACTIVITIES THAT YOU ENGAGE IN WHEN THE WEBSITE OR WHEN COMMUNICATING WITH OR
    ENGAGING ANY USER OR ANALYST ALSO USING THIS WEBSITE. WE DO NOT RECOMMEND,
    ENDORSE, OR OTHERWISE TAKE A POSITION ON YOUR USE OF THE WEBSITE OR ANY SERVICES
    OFFERED ON THE WEBSITE.
  4. IRS Circular 230 Disclosure.
    To comply with requirements imposed by the Department of the Treasury, the Company informs
    you that any U.S. tax advice contained on the Website or communication through the Website
    (including any attachments or links) is not intended or written by the practitioner to be used, and
    that it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed
    on the taxpayer.
  5. Content and Information Provided by the User.
    The Company relies heavily on content and information provided by you. The Company creates
    assumptions based on the information provided by you. The Company does not review the
    information, data, financial statements, documents or other information provided by any person
    that accesses, posts, or interacts with the Website or any users of the Website. The information
    provided by you should be reviewed periodically and updated whenever there is a change in
    information or circumstances.
    YOU ACKNOWLEDGE AND AGREE THAT: (A) THE CONTENT PRESENTED ON THE WEBSITE, INCLUDING,
    WITHOUT LIMITATION, USER CONTRIBUTIONS, ARE NOT INTENDED TO PROVIDE YOU OR ANYONE
    ELSE WITH INVESTMENT, SECURITIES, LEGAL, TAX, OR ANY OTHER KIND OF ADVICE (WHETHER
    PROFESSIONAL, FINANCIAL, OR OTHERWISE); AND (B) THE COMPANY IS NOT RESPONSIBLE FOR AND
    DISCLAIMS ANY AND ALL LIABILITIES FOR ACTIONS TAKEN BY YOU BASED ON USER CONTRIBUTIONS
    AND ALL OTHER CONTENT PRESENTED ON THE WEBSITE.