Privacy Policy

Last modified: October 1, 2021

Introduction

Plutus Technology LLC (“Company” or “We”) respect your privacy and are committed
to protecting it through our compliance with this policy.
This policy describes the types of information we may collect from you or that you may
provide when you visit the website www.pickilo.com or access services offered through our
downloadable mobile applications (collectively, the “Website”) and our practices for collecting,
using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:
● On this Website.
● In email, text, and other electronic messages between you and this Website.
● Through mobile and desktop applications you download from this Website, which
provide dedicated non-browser-based interaction between you and this Website.
● When you interact with our advertising and applications on third-party websites and
services, if those applications or advertising include links to this policy.
It does not apply to information collected by:
● Us offline or through any other means, including on any other website operated by
Company or any third party; or
● Any third party, including through any application or content (including advertising) that
may link to or be accessible from or on the Website.

Please read this policy carefully to understand our policies and practices regarding your
information and how we will treat it. If you do not agree with our policies and practices, your
choice is not to use our Website. By accessing or using this Website, you agree to this privacy
policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your
continued use of this Website after we make changes is deemed to be acceptance of those
changes, so please check the policy periodically for updates.

Children Under the Age of 16

Our Website is not intended for children under 16 years of age. No one under age 16 may
provide any information to or on the Website. We do not knowingly collect personal information
from children under 16. If you are under 16, do not use or provide any information on this
Website or on or through any of its features. If we learn we have collected or received personal
information from a child under 16 without verification of parental consent, we will delete that
information. If you believe we might have any information from or about a child under 16,
please contact us at: support@pickilo.com.

California residents under 16 years of age may have additional rights regarding the
collection and sale of their personal information. Please see Your California Privacy Rights for
more information.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website, including
information:
● By which you may be personally identified, such as name, postal address, e-mail address,
telephone number, social security number, or any other identifier by which you may be
contacted online or offline (“personal information”);
● That is about you but individually does not identify you, such as home address; and/or
● About your internet connection, the equipment you use to access our Website, and usage
details.
We collect this information:
● Directly from you when you provide it to us.
● Automatically as you navigate through the site. Information collected automatically may
include usage details, IP addresses, and information collected through cookies and web
beacons.
● From third parties, for example, our payment processors or business partners.

Information You Provide to Us.

The information we collect on or through our Website may include:
● Information that you provide by filling in forms on our Website. This includes
information provided at the time of registering to use our Website, subscribing to our
service, posting material, or requesting further services. We may also ask you for
information when you enter a contest or promotion sponsored by us, and when you report
a problem with our Website.
● Records and copies of your correspondence (including email addresses), if you contact
us.
● Your responses to surveys that we might ask you to complete for research purposes.
● Details of transactions you carry out through our Website and of the fulfillment of your
orders. You may be required to provide financial information before placing an order
through our Website.
● Information you provide to us about any financial accounts you link through the Website.
● Your search queries on the Website.

You also may provide information to be published or displayed (hereinafter, “posted”)
on public areas of the Website, or transmitted to other users of the Website or third parties
(collectively, “User Contributions”). Your User Contributions are posted on and transmitted to
others at your own risk. Although you may set certain privacy settings for such information by
logging into your account profile, please be aware that no security measures are perfect or
impenetrable. Additionally, we cannot control the actions of other users of the Website with
whom you may choose to share your User Contributions. Therefore, we cannot and do not
guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies.

As you navigate through and interact with our Website, we may use automatic data
collection technologies to collect certain information about your equipment, browsing actions,
and patterns, including:
● Details of your visits to our Website, including communication data and the resources
that you access and use on the Website.
● Information about your computer and internet connection, including your IP address,
operating system, and browser type.

We also may use these technologies to collect information about your online activities
over time and across third-party websites or other online services (behavioral tracking). Please
contact us for information on how you can opt out of behavioral tracking on this website and
how we respond to web browser signals and other mechanisms that enable consumers to exercise
choice about behavioral tracking.

The information we collect automatically does include personal information, or we may
maintain it or associate it with personal information we collect in other ways or receive from
third parties. It helps us to improve our Website and to deliver a better and more personalized
service, including by enabling us to:
● Estimate our audience size and usage patterns.
● Store information about your preferences, allowing us to customize our Website
according to your individual interests.
● Speed up your searches.
● Recognize you when you return to our Website.
The technologies we use for this automatic data collection may include:
● Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your
computer. You may refuse to accept browser cookies by activating the appropriate setting
on your browser. However, if you select this setting you may be unable to access certain
parts of our Website. Unless you have adjusted your browser setting so that it will refuse
cookies, our system will issue cookies when you direct your browser to our Website.
● Flash Cookies. Certain features of our Website may use local stored objects (or Flash
cookies) to collect and store information about your preferences and navigation to, from,
and on our Website. Flash cookies are not managed by the same browser settings as are
used for browser cookies. For information about managing your privacy and security
settings for Flash cookies, see Choices About How We Use and Disclose Your
Information.
● Web Beacons. Pages of our Website and our emails may contain small electronic files
known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that
permit the Company, for example, to count users who have visited those pages or opened
an email and for other related website statistics (for example, recording the popularity of
certain website content and verifying system and server integrity).

Third-Party Use of Cookies and Other Tracking Technologies

Some content or applications, including advertisements, on the Website are served by
third-parties, including advertisers, ad networks and servers, content providers, and application
providers. These third parties may use cookies alone or in conjunction with web beacons or other
tracking technologies to collect information about you when you use our website. The
information they collect may be associated with your personal information or they may collect
information, including personal information, about your online activities over time and across
different websites and other online services. They may use this information to provide you with
interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If
you have any questions about an advertisement or other targeted content, you should contact the
responsible provider directly. For information about how you can opt out of receiving targeted
advertising from many providers, see Choices About How We Use and Disclose Your
Information.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any
personal information:
● To present our Website and its contents to you.
● To provide you with information, products, or services that you request from us.
● To fulfill any other purpose for which you provide it.
● To provide you with notices about your account, including expiration and renewal
notices.
● To carry out our obligations and enforce our rights arising from any contracts entered into
between you and us, including for billing and collection.
● To notify you about changes to our Website or any products or services we offer or
provide though it.
● To allow you to participate in interactive features on our Website.
● In any other way we may describe when you provide the information.
● For any other purpose with your consent.

We may also use your information to contact you about our own and third-parties’ goods
and services that may be of interest to you. If you do not want us to use your information in this
way, please adjust your user preferences in your account profile. For more information, see
Choices About How We Use and Disclose Your Information.

We may use the information we have collected from you to enable us to display
advertisements to our advertisers’ target audiences. Even though we do not disclose your
personal information for these purposes without your consent, if you click on or otherwise
interact with an advertisement, the advertiser may assume that you meet its target criteria.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not
identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this
privacy policy:
● To our subsidiaries and affiliates.
● To contractors, service providers, payment processors, and other third parties we use to
support our business.
● To a buyer or other successor in the event of a merger, divestiture, restructuring,
reorganization, dissolution, or other sale or transfer of some or all of Plutus Technology
LLC’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar
proceeding, in which personal information held by Plutus Technology LLC about our
Website users is among the assets transferred.
● To third parties to market their products or services to you if you have not opted out of
these disclosures. For more information, see Choices About How We Use and Disclose
Your Information.
● To fulfill the purpose for which you provide it.
● For any other purpose disclosed by us when you provide the information.
● With your consent.
We may also disclose your personal information:
● To comply with any court order, law, or legal process, including to respond to any
government or regulatory request.
● To enforce or apply our Terms of Use, Financial Disclaimer, and other agreements,
including for billing and collection purposes.
● If we believe disclosure is necessary or appropriate to protect the rights, property, or
safety of Plutus Technology LLC, our customers, or others. This includes exchanging
information with other companies and organizations for the purposes of fraud protection
and credit risk reduction.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to
us. We have created mechanisms to provide you with the following control over your
information:
● Tracking Technologies and Advertising. You can set your browser to refuse all or
some browser cookies, or to alert you when cookies are being sent. To learn how you can
manage your Flash cookie settings, visit the Flash player settings page on Adobe’s
website. If you disable or refuse cookies, please note that some parts of this site may then
be inaccessible or not function properly.
● Disclosure of Your Information for Third-Party Advertising. If you do not want us to
share your personal information with unaffiliated or non-agent third parties for
promotional purposes, you can opt out by emailing support@pickilo.com. You can also
always opt out by logging into the Website and adjusting your user preferences in your
account profile or by sending us an email stating your request to support@pickilo.com.
● Promotional Offers from the Company. If you do not wish to have your contact
information used by the Company to promote our own or third parties’ products or
services, you can opt out by logging into the Website and adjusting your user preferences
in your account profile by checking or unchecking the relevant boxes or by sending us an
email stating your request to support@pickilo.com. If we have sent you a promotional
email, you may send us a return email asking to be omitted from future email
distributions.
● Targeted Advertising. If you do not want us to use information that we collect or that
you provide to us to deliver advertisements according to our advertisers’ target-audience
preferences, you can opt out by sending us an email stating your request to
support@pickilo.com.

We do not control third parties’ collection or use of your information to serve interestbased advertising. However, these third parties may provide you with ways to choose not to have
your information collected or used in this way. You can opt out of receiving targeted ads from
members of the Network Advertising Initiative (“NAI”) on the NAI’s website.

California residents may have additional personal information rights and choices. Please see Your California Privacy Rights for more information.
Nevada residents who wish to exercise their sale opt-out rights under Nevada Revised
Statutes Chapter 603A may submit a request to support@pickilo.com.
Accessing and Correcting Your Information
You can review and change your personal information by logging into the Website and
visiting your account profile page.

You may also send us an email at support@pickilo.com to request access to, correct, or
delete any personal information that you have provided to us. We cannot delete your personal
information except by also deleting your user account. We may not accommodate a request to
change information if we believe the change would violate any law or legal requirement or cause
the information to be incorrect.

If you delete your User Contributions from the Website, copies of your User
Contributions may remain viewable in cached and archived pages, or might have been copied or
stored by other Website users. Proper access and use of information provided on the Website,
including User Contributions, is governed by our Terms of Use.
California residents may have additional personal information rights and choices. Please
see Your California Privacy Rights for more information.

Your California Privacy Rights

If you are a California resident, California law may provide you with additional rights
regarding our use of your personal information. To learn more about your California privacy
rights, see our Privacy Policy for California Residents.

European Union Data Subjects Rights Under General Data Protection Regulation 2016/679
(GDPR)

European Union data subjects have legal rights under the GDPR in relation to your
personal information. To learn more about each right you may have or to exercise any of your
rights please contact us by sending an email to support@pickilo.com.
You may request that we:
● Confirm whether or not we have and are using your personal information.
● Correct any information about you which is incorrect.
● Ask us to restrict our use of your information in certain circumstances
● Stop using your data for direct marketing purposes.
● Erase your information if you think we no longer need to use it for the purpose we
collected it from you or if you have either withdrawn your consent to us using your
information (if we originally asked for your consent to use your information), or
exercised your right to object to further legitimate use of your information, or where we
have used it unlawfully or where we are subject to a legal obligation to erase your
personal information.
We can continue to use your information following a request for restriction where we
have your consent to use it; or we need to use it to establish, exercise or defend legal claims, or
we need to use it to protect the rights of another individual or a company.

Data Security

We have implemented measures designed to secure your personal information from
accidental loss and from unauthorized access, use, alteration, and disclosure. Any payment
transactions will be encrypted.

The safety and security of your information also depends on you. Where we have given
you (or where you have chosen) a password for access to certain parts of our Website, you are
responsible for keeping this password confidential. We ask you not to share your password with
anyone. We urge you to be careful about giving out information in public areas of the Website
like message boards. The information you share in public areas may be viewed by any user of the
Website.

Unfortunately, the transmission of information via the internet is not completely secure.
Although we do our best to protect your personal information, we cannot guarantee the security
of your personal information transmitted to our Website. Any transmission of personal
information is at your own risk. We are not responsible for circumvention of any privacy settings
or security measures contained on the Website.

Changes to Our Privacy Policy

It is our policy to post any changes we make to our privacy policy on this page with a
notice that the privacy policy has been updated on the Website home page. If we make material
changes to how we treat our users’ personal information, we will notify you through a notice on
the Website home page. The date the privacy policy was last revised is identified at the top of the
page. You are responsible for ensuring we have an up-to-date active and deliverable email
address for you, and for periodically visiting our Website and this privacy policy to check for
any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact
us at: support@pickilo.com.

Plutus Technology LLC Privacy Policy for California Residents

Effective Date: October 1, 2021
Last Updated on: October 1, 2021

This Privacy Policy for California Residents supplements the information contained in
Plutus Technology LLC’s www.pickilo.com/privacy and applies solely to all visitors,
users, and others who reside in the State of California (“consumers” or “you”) and access our
website at www.pickilo.com (the “Website”). We adopt this notice to comply with the California
Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same
meaning when used in this Policy.

Information We Collect

Plutus Technology LLC (“Company” or “we”) collects information that identifies,
relates to, describes, references, is reasonably capable of being associated with, or could
reasonably be linked, directly or indirectly, with a particular consumer, household, or device
(“personal information”). Personal information does not include:
Publicly available information from government records.
Deidentified or aggregated consumer information.
Information excluded from the CCPA’s scope, like:
health or medical information covered by the Health Insurance Portability and
Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information
Act (CMIA), clinical trial data, or other qualifying research data;
personal information covered by certain sector-specific privacy laws, including the Fair
Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial
Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.
In particular, we have collected the following categories of personal information from
consumers within the last twelve (12) months:

We obtain the categories of personal information listed above from the following
categories of sources:
Directly from you. For example, from forms you complete or products and services you
purchase.
Indirectly from you. For example, from observing your actions on our Website.
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the
following purposes:
To fulfill or meet the reason you provided the information. For example, if you share
your name and contact information to request a price quote or ask a question about our products
or services, we will use that personal information to respond to your inquiry. If you provide your
personal information to purchase a product or service, we will use that information to process
your payment and facilitate delivery. We may also save your information to facilitate new
product orders or process returns.
To provide, support, personalize, and develop our Website, products, and services.
To create, maintain, customize, and secure your account with us.
To process your requests, purchases, transactions, and payments and prevent
transactional fraud.
To provide you with support and to respond to your inquiries, including to investigate
and address your concerns and monitor and improve our responses.

To personalize your Website experience and to deliver content and product and service
offerings relevant to your interests, including targeted offers and ads through our Website, thirdparty sites, and via email or text message (with your consent, where required by law).
To help maintain the safety, security, and integrity of our Website, products and services,
databases and other technology assets, and business.
For testing, research, analysis, and product development, including to develop and
improve our Website, products, and services.
To respond to law enforcement requests and as required by applicable law, court order, or
governmental regulations.
As described to you when collecting your personal information or as otherwise set forth
in the CCPA.
To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or
other sale or transfer of some or all of our assets, whether as a going concern or as part of
bankruptcy, liquidation, or similar proceeding, in which personal information held by us about
our Website users is among the assets transferred.
We will not collect additional categories of personal information or use the personal
information we collected for materially different, unrelated, or incompatible purposes without
providing you notice.
Sharing Personal Information
We may share your personal information by disclosing it to a third party for a business
purpose. We only make these business purpose disclosures under written contracts that describe
the purposes, require the recipient to keep the personal information confidential, and prohibit
using the disclosed information for any purpose except performing the contract. In the preceding
twelve (12) months, Company has not disclosed personal information for a business purpose.
We may also share your personal information by selling it to third parties, subject to your
right to opt-out of those sales. Our personal information sales do not include information about
individuals we know are under age 16. In the preceding twelve (12) months, Company has not
sold personal information. For more on your personal information sale rights, see Personal
Information Sales Opt-Out and Opt-In Rights. Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their
personal information. This section describes your CCPA rights and explains how to exercise
those rights.
Right to Know and Data Portability
13
You have the right to request that we disclose certain information to you about our
collection and use of your personal information over the past 12 months (the “right to know”).
Once we receive your request and confirm your identity (see Exercising Your Rights to Know or
Delete), we will disclose to you:
The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or selling that personal information.
The categories of third parties with whom we share that personal information.
If we sold or disclosed your personal information for a business purpose, two separate
lists disclosing:
sales, identifying the personal information categories that each category of recipient
purchased; and
disclosures for a business purpose, identifying the personal information categories that
each category of recipient obtained.
The specific pieces of personal information we collected about you (also called a data
portability request).
Right to Delete
You have the right to request that we delete any of your personal information that we
collected from you and retained, subject to certain exceptions (the “right to delete”). Once we
receive your request and confirm your identity (see Exercising Your Rights to Know or Delete),
we will review your request to see if an exception allowing us to retain the information applies.
We may deny your deletion request if retaining the information is necessary for us or our service
provider(s) to:
Complete the transaction for which we collected the personal information, provide a good
or service that you requested, take actions reasonably anticipated within the context of our
ongoing business relationship with you, fulfill the terms of a written warranty or product recall
conducted in accordance with federal law, or otherwise perform our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal
activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech, ensure the right of another consumer to exercise their free speech
rights, or exercise another right provided for by law.

Comply with the California Electronic Communications Privacy Act (Cal. Penal Code §
1546 et. seq.).
Engage in public or peer-reviewed scientific, historical, or statistical research in the
public interest that adheres to all other applicable ethics and privacy laws, when the
information’s deletion may likely render impossible or seriously impair the research’s
achievement, if you previously provided informed consent.
Enable solely internal uses that are reasonably aligned with consumer expectations based
on your relationship with us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the
context in which you provided it.
We will delete or deidentify personal information not subject to one of these exceptions
from our records and will direct our service providers to take similar action.
Exercising Your Rights to Know or Delete
To exercise your rights to know or delete described above, please submit a request by
emailing us at support@pickilo.com.
Only you, or someone legally authorized to act on your behalf, may make a request to
know or delete related to your personal information.
You may also make a request to know or delete on behalf of your child by emailing us at
support@pickilo.com.
You may only submit a request to know twice within a 12-month period. Your request to
know or delete must:
Provide sufficient information that allows us to reasonably verify you are the person
about whom we collected personal information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand,
evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot
verify your identity or authority to make the request and confirm the personal information relates
to you.
You do not need to create an account with us to submit a request to know or delete.
However, we do consider requests made through your password protected account sufficiently
verified when the request relates to personal information associated with that specific account.

We will only use personal information provided in the request to verify the requestor’s
identity or authority to make it.
For instructions on exercising your sale opt-out or opt-in rights, see Personal Information
Sales Opt-Out and Opt-In Rights. Response Timing and Format
We will confirm receipt of your request within ten (10) business days. If you do not
receive confirmation within the 10-day timeframe, please contact us.
We endeavor to substantively respond to a verifiable consumer request within forty-five
(45) days of its receipt. If we require more time (up to another 45 days), we will inform you of
the reason and extension period in writing.
If you have an account with us, we will deliver our written response to that account. If
you do not have an account with us, we will deliver our written response by mail or
electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding our receipt of
your request. The response we provide will also explain the reasons we cannot comply with a
request, if applicable. For data portability requests, we will select a format to provide your
personal information that is readily useable and should allow you to transmit the information
from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless
it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a
fee, we will tell you why we made that decision and provide you with a cost estimate before
completing your request.
Personal Information Sales Opt-Out and Opt-In Rights
If you are age 16 or older, you have the right to direct us to not sell your personal
information at any time (the “right to opt-out”). We do not sell the personal information of
consumers we actually know are less than 16 years old, unless we receive affirmative
authorization (the “right to opt-in”) from either the consumer who is between 13 and 15 years
old, or the parent or guardian of a consumer less than 13 years old. Consumers who opt-in to
personal information sales may opt-out of future sales at any time.
To exercise the right to opt-out, you (or your authorized representative) may submit a
request to us by emailing us at: support@pickilo.com.
Once you make an opt-out request, we will wait at least twelve (12) months before asking
you to reauthorize personal information sales. However, you may change your mind and opt
back in to personal information sales at any time by emailing us at: support@pickilo.com.

You do not need to create an account with us to exercise your opt-out rights. We will
only use personal information provided in an opt-out request to review and comply with the
request.
Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless
permitted by the CCPA, we will not:
Deny you goods or services.
Charge you different prices or rates for goods or services, including through granting
discounts or other benefits, or imposing penalties.
Provide you a different level or quality of goods or services.
Suggest that you may receive a different price or rate for goods or services or a different
level or quality of goods or services.
Other California Privacy Rights
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our
Website that are California residents to request certain information regarding our disclosure of
personal information to third parties for their direct marketing purposes. To make such a request,
please send an email to support@pickilo.com.
Changes to Our Privacy Policy
We reserve the right to amend this privacy policy at our discretion and at any time. When
we make changes to this privacy policy, we will post the updated notice on the Website and
update the notice’s effective date. Your continued use of our Website following the posting of
changes constitutes your acceptance of such changes. Contact Information
If you have any questions or comments about this notice, the ways in which Plutus
Technology LLC collects and uses your information described here and in the Privacy Policy, and Terms of User, your choices and rights regarding such use, or wish to exercise your rights
under California law, please do not hesitate to contact us at: support@pickilo.com.
If you need to access this Policy in an alternative format due to having a disability, please
contact us at support@pickilo.com.